About NSP
The NSP or Neighborhood Stabilization Program is for Duval County residents with an adjusted family income that is up to 120% of the area household median income. You must not currently own your own home and your NSP home must be your primary residence.
NSP homes will be renovated to “like new” condition or new construction. All homes will have air conditioning and be connected to city water and sewer. They may also include a new energy saving appliance package, new carpeting and new vinyl floors.
» Click here to learn more about how to qualify.
City of Jacksonville Housing
and Neighborhood Department
The NSP is operated by the City of Jacksonville’s Housing and Neighborhoods Department under the acting direction of LaCree C. Carswell. Dayatra M. Coles is the Division Manager and responsible for the oversight of this program. For more information about the Housing and Neighborhoods Department, click here.
Participating Developers
The NSP includes a wide variety of professionals to ensure that this program is a success. Listed below are the developers who will be handling home renovation and refurbishment.
Cesery Companies – (904) 396-9601
Richard Burnett | rburnett@cesery.com
Grace & Truth CDC – (904) 338-9990
Bishop Johnson | emjohnson.gtcdc@gmail.com
Habijax – (904) 798-4529
Paula Collett | pcollett@habijax.org
Helpful Citizens CDC - (904) 509-6484
Bernard Wilson | bawilson.doc@gmail.com
Kendale Land Developer – (904) 384-6964 x3
Kelly Smith | smith.kelly@atleegroup.com
Metro North CDC – (904) 358-1224
Reggie Fullwood | rfullwood@metronorth.com
Northwest Jacksonville CDC – (904) 434-4330
Dara Davis | daradavis2003@yahoo.com
Operation New Hope – (904) 354-4673
Kevin Gay | kgayhope@operationnewhope.com
Wealth Watchers – (904) 380-0292
Carrie Davis | carriedavis@wealthwatchersfl.com
Participating Lenders
Applicants wanting to apply for NSP Purchase Assistance must select a loan officer from one of the participating lenders listed below and contact them directly.
Bank of America - (904) 380-8912
James DelVecchio | james.delvecchio@bankofamerica.com
Bank of America - (904) 256-2051
Tim Dooley | timothy.m.dooley@bankofamerica.com
Bank of America - (904) 349-3480
Tina Habhegger | tina.habhegger@bankofamerica.com
Bank of America - (904) 380-8920
Kevin Koscinsk | kevin.koscinski@bankofamerica.com
Bank of America - (904) 380-8889
Mimi Poindexter| mary.poindexter@bankofamerica.com
Bank of America - (904) 607-4668
Ashley Stokes| ashley.stockes@bankofamerica.com
BB&T - (904) 215-6064
Linda Cavallo | lcavallo@bbandt.com
BB&T - (904) 880-6452
Tom Lemmon | tlemmon@bbandt.com
BB&T - (904) 317-6107
Sande Libert | slibert@bbandt.com
BB&T - (904) 886-5305
Shari Reeves | skreeves@bbandt.com
DHI Mortgage - (904) 421-4632
Stephen Audet | sjaudet@dhimortgage.com
DHI Mortgage - (904) 421-4640
Elizabeth Babcock | ebbabcock@dhimortgage.com
DHI Mortgage - (904) 421-4614
Stephen Hendren | shendren@dhimortgage.com
DHI Mortgage - (904) 421-4620
Anita Knight | aeknight@dhimortgage.com
DHI Mortgage - (904) 421-4621
Teresa Sox | tasox@dhimortgage.com
Equity Loans LLC - (904) 296-1369
Jeromy Peters | jpeters@equityloans.com
Everbank - (904) 623-7279
Crystal Bernier | crystal.bernier@everbank.com
Everbank - (904) 623-6718
Jeff Lowry | jeff.lowry@everbank.com
Everbank - (904) 623-6718
David Mordecai | david.mordecai@everbank.com
Everbank - (904) 623-6720
Shirley Anne Ward | shirley.ward@everbank.com
Fifth Third Bank - (904) 945-3929
Chris Clemente | chris.clemente@53.com
Fifth Third Bank - (904) 233-1550
Robert Clemente | robert.clemente@53.com
Fifth Third Bank - (904) 874-2328
Terry Condon | terry.condon@53.com
Fifth Third Bank - (904) 349-3409
Velerie Cook | valerie.cook@53.com
Fifth Third Bank - (904)254-5880
Sarah Dalrympie | sarah.dalrympie@53.com
Fifth Third Bank - (904) 962-7227
Jim Little | jim.little@53.com
Fifth Third Bank - (904) 899-8261
Ann Marie McNamee | annmarie.mcnamee@53.com
Fifth Third Bank - (904) 403-5246
Kirk VanDeusen | kirk.vandeusen@53.com
Fifth Third Bank - (904)486-1971
Theresa Warren | theresa.warren@53.com
MetLife Home Loans - (904) 651-3077
Lori Kellar | lkellar@metlife.com
PrimeLending - (904) 394-1418
Candy Edson | cedson@primelending.com
PrimeLending - (904) 394-1404
Julie Grandy | jhoagland@primelending.com
PrimeLending - (904) 394-1428
Carole Hendricks | chendricks@primelending.com
PrimeLending - (904) 924-6712
Carolyn McMoran | cmcmoran@primelending.com
Links
www.coj.net
City of Jacksonville
www.hud.gov/nsp
U.S. Department of Housing and Urban Development
www.nfcc.org
National Foundation for Credit Counseling
www.aiccca.org
Association of Independent Consumer Credit
Counseling Agencies
www.nefar.com
NE Florida Association of Realtors
www.energystar.gov
Energy Star
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