The NSP or Neighborhood Stabilization Program is for Duval County residents with an adjusted family income that is up to 120% of the area household median income. You must not currently own your own home and your NSP home must be your primary residence.

NSP homes will be renovated to “like new” condition. All homes will have air conditioning and be connected to city water and sewer. They may also include a new energy saving appliance package, new carpeting and new vinyl floors.

» Click here to learn more about how to qualify.

The NSP is operated by the City of Jacksonville’s Housing and Neighborhoods Department under the direction of Wight Greger. Project Manager for the NSP is Omega Allen. For more information about the Housing and Neighborhoods Department, click here.

The NSP includes a wide variety of professionals to ensure that this program is a success. Listed below are the developers who will be handling home renovation and refurbishment.

Cesery Companies – (904) 396-9601
Richard Burnett | rburnett@cesery.com

Grace & Truth CDC – (904) 338-9990
Bridgette Carter |  bdcarter.gtcdc@gmail.com

Greater Jacksonville Communities - (904) 887-7173
Karen Roske | karenrkch@yahoo.com

Habijax – (904) 208-6675
Kristie Allen | kallen@habijax.org

Habijax – (904) 798-4529
Paula Collett | pcollett@habijax.org

Helpful Citizens CDC - (904) 509-6484
Bernard Wilson | bawilson@bawilson.net

Housing Partnership - (904) 398-4424
Richard Paige | rpaige@thehousingpartnership.com

Kendale Land Developer – (904) 384-6964 x3
Donna Mountain | dmountain@kendaleland.com

Metro North CDC – (904) 358-1224
William Arce | williamarce@bellsouth.net

Northwest Jacksonville CDC – (904) 434-4330
Dara Davis | daradavis2003@yahoo.com

Operation New Hope – (904) 354-4673
Kevin Gay | kgayhope@operationnewhope.com

Renee Dostie Company – (904) 568-1432
Renee Dostie | rdostie@comcast.net

Renaissance Design Build/War on Poverty – (904) 396-9910
Karen Landry | klandry@waronpoverty.org

Riverside Avondale Development Organization (RADO) - (904) 381-0950
Matthew Bowler | mbowler@radocdc.org

Second Chance Help Center – (904) 616-3113
Rev. Anthony F. Wyche | schcinc2@aol.com

Wealth Watchers – (904) 380-0292
Carrie Davis | carriedavis@wealthwatchersfl.com

Click here to view houses that are ready for purchase.

Applicants wanting to apply for NSP Purchase Assistance must select a loan officer from one of the participating lenders listed below and contact them directly.

AFS Mortgage, Inc – (850) 877-3990
Hector Delao | hectorc@afsharmony.com

Bank of America - (904) 791-4013
Tim Dooley |  timothy.m.dooley@bankofamerica.com

Bank of America - (904) 288-3781
Tina Habhegger |  tina.habhegger@bankofamerica.com

Bank of America - (904) 588-8642
Katrina Jackson |  katrina.y.jackson@bankofamerica.com

Bank of America - (904) 987-8415
Tom Lemmon |  tom.e.lemmon@bankofamerica.com

BB&T - (904) 215-6064
Linda Cavallo |  lcavallo@bbandt.com

BB&T - (904) 317-6107
Sande Libert |  slibert@bbandt.com

Everbank - (904) 623-6718
Jeff Lowry |  jeff.lowry@everbank.com

Everbank - (904) 623-6720
Shirley Anne Ward |  shirley.ward@everbank.com

First Bank Mortgage - (904) 962-7227
Jim Little |  jlittle@fbmtg.com

First Bank Mortgage - (904) 993-5521
David Mordecai |  dmordecai@fbmtg.com

First Bank Mortgage - (904) 993-2388
David Stelbrink |  dstelbrink@fbmtg.com

First Bank Mortgage - (904) 607-4668
Ashley Stokes |  astokes@fbmtg.com

Home Team Equity - (904) 296-1369
Jeremy Peters |  jpeters@htechampions.com

National City Mortgage - (904) 821-4663
Marie Bills-Busson |  marie.bills@ncmc.com

National City Mortgage - (904) 821-4658
John Golio |  John.Golio@ncmc.com

National City Mortgage - (904) 821-4659
Matt Kruse |  matt.kruse@ncmc.com

National City Mortgage - (904) 821-4650
Jim Suarez |  jim.suarez@ncmc.com

Regions Bank - (904) 234-1740
Jeff Zimmerman |  jeff.zimmerman@regions.com

Watson Mortgage Corp. - (904) 422-5541
Betsy Gordon |  mcampbell@watsonmortgagecorp.com

Watson Mortgage Corp. - (904) 476-5236
Carl Parnell, Jr. |  cparnell@watsonmortgagecorp.com

Wilson Lending Group - (904) 899-1230
John Reagan |  johnreag@aol.com

www.coj.net
City of Jacksonville

www.hud.gov/nsp
U.S. Department of Housing and Urban Development

www.nfcc.org
National Foundation for Credit Counseling

www.aiccca.org
Association of Independent Consumer Credit
Counseling Agencies

www.nefar.com
NE Florida Association of Realtors

www.energystar.gov
Energy Star